The biggest benefit of the yellow umbrella deduction is that businesses can prepare a lot of money for retirement. The Yellow Umbrella Credit helps businesses prepare a large amount of money safely, and allows them to provide benefits and efficiently prepare a large amount of money through the accumulated amount of money during subscription.▷ Companies can secure living expenses when they stop their businesses due to reasons such as closure or old age by preparing a large amount of money, and companies wishing to resume their businesses can use it as a fund for new businesses. A large amount of money is created by the amount of installments and accumulated interest, such as savings, and the interest rate provided by the yellow umbrella deduction is 3.2 percent. The interest on the yellow umbrella deduction is compounded annually. Interest rates are measured quarterly by the Federation of Small and Medium Enterprises.
Learn more about the use of funds from the Small and Medium Enterprise Mutual Aid Fund (click) The Small and Medium Enterprise Mutual Aid Fund is a public system that provides benefits to business operators to raise operating funds more efficiently. It has been managed and operated by the Korea Federation of Small and Medium Enterprises, a government agency, since 1984, and has raised more than 11 trillion won in funds to business operators.The funds raised with operating funds will be made up of the amount of subsidies and government contributions paid by the participating businesses as if they were installments. The amount of money paid by the company can be selected at the time of subscription, and up to 3 million won can be selected in 100,000 won units. You can apply for funding from the point of delivery more than four times. The amount of the installments to be paid is fully refunded without loss of principal even at the time of cancellation.What are the qualifications and types of businesses that fall under the category of membership of the Small and Medium Enterprise Mutual Aid Fund?If you own a business registration certificate and run a business establishment, small business owners, corporations, and self-employed businesses, all industries are eligible for membership. Construction machinery contracting, goods rental, wedding service, engineering, all e-commerce, paper processing, health, beauty products wholesale and retail, specialized food and beverage, overseas direct purchase, general manufacturing, dental, freight transport, meat processing, solar, painting, distribution.As the prepayment fee is exempted every time, it is always available at zero won, and the interest expense can be dealt with every time. Interest provided by the Small and Medium Enterprise Mutual Aid Fund is paid in the form of an additional amount to maturity, and an annual interest rate of 1.5% is applied and paid upon expiration of maturity. ▷ If the amount of the subsidy is maintained after maturity, an annual interest rate of 1.7% is applied and paid every quarter as a maintenance incentive. In the case of short-term operating funds, you can apply for one-click non-face-to-face financing through online and mobile. It can be used up to 1.5 times the total amount of installment payments. ▷ For businesses that use yellow umbrella deductions, they are offering up to 20 million won in yellow umbrella preferential loans and additional benefits that allow them to use interest rate cuts every time.yellow umbrella remains small by industry of business sector receiving privileges in addition as ” the admission of the Chamber, falls under all sectors are eligible to participate. 運輸業、太陽光発電業、建築インテリア、室内装飾業、飲食宿泊業、建設機械請負及び貸与業、運動施設業、商品仲介業、ピアノ教習所、自動車売買業、皮膚ショップ、請負サービス業、建設業、原料再生業、事業施設管理、デパート重管理、工房、製菓業、食品加工業、眼鏡屋、写真館、個別貨物、休憩飲食店、レストラン、漢方医院、林加工サービス業、コンビニ、流通販売業、衣類卸小売業、貨物運送業など源泉徴収が控除されるフリーランサーなら、すべての業種が加入対象に該当する。 作業療法士、療養保護士、インテリア、韓国ヤクルトマネージャー、債券取り立て、グラフィックデザイン、自動車販売、広告営業、コンピュータープログラマー、浄水器点検、ウェブトゥーン作家、貸出カウンセラー、管理マネージャー、相談、持込車、ヘルストレーナー、ヨガ講師、各種ディーラー、芸能界グループ所属、食堂マネージャー、デザインフリーランサー、編集外注用役、技術提供用役、コーウェイコーディネート、債権取り立て、運動選手、画像英語教師、塾講師、心理相談士などProviding collateral is not a must when using funds from the Small and Medium Enterprise Mutual Aid Fund.When providing collateral, it can be used up to 10 times the total amount of the premium payment, and when it is not secured, it can be used up to 3 times the total amount of the premium payment. ▷ Although there is a difference in the limit amount, it can be used by measuring the limit amount higher than the supplementary amount paid by the company. Information on the Utilization of Small and Medium Enterprise Mutual Aid Fund Funds<Copyright 韓国 Reproduction and redistribution of Korean commercial and commercial newspapers without permission>––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––Businesses that subscribe to the yellow umbrella deduction will benefit from welfare benefits to reduce business expenses and ensure a prosperous life. It helps people enjoy travel, leisure, medical examinations, and shopping malls at discounted prices, and provides management consultation and competency-enhancing education with experts.It also provides assistance to businesses so that they can take out accident insurance for two years.What are the benefits of joining the Small and Medium Enterprise Mutual Aid Fund?There are a variety of benefits available when raising funds, reducing business costs and reducing the burden of raising funds for businesses. ▷ If you use funds from the Small and Medium Enterprise Mutual Aid Fund △ Waiver of prepayment fees △ Processing of all interest expenses incurred during procurement △ Extension of repayment period up to 3 years △ Funding within 3-10 times limit △ Loan interest support. Examples of Loan Limits by Amount of Payment by Small and Medium Enterprise Mutual Aid FundThe amount of money paid can be protected safely under the Seizure Protection Act. Seizure and transfer are prohibited, and the amount of money that businesses pay for the yellow umbrella deduction can be secured as a safety asset. It also supports fund procurement and utilization within the amount paid. Only subscribers who are not overdue for payment may apply for funds. A local government cooperating with Yellow Umbrella Mutual Aid is providing incentives for new members of Yellow Umbrella Mutual Aid. Since the project is supported by local governments, it could be restricted from providing incentives if the funds raised by local governments are exhausted. yellow umbrella deduction incentive by regionManagement Funding Policy (Small and Medium Enterprise Mutual Aid Fund)A tax saving effect can also be obtained by applying a yellow umbrella deduction to the amount of the payment. That’s what the income tax deduction for the yellow umbrella tax deduction is. The maximum annual income deduction for yellow umbrella deductions is 5 million won, and the income deduction limit is applied differently by tax base. The amount paid by the company this year will be applied as income deduction tax reduction when filing a comprehensive income tax return next year. Yellow Umbrella Deduction Income Deduction Tax Savings Example TableSmall and medium-sized enterprise mutual aid funds can be recommended as a public system suitable for small and medium-sized enterprise mutual aid funds, government loan support policy “Small and medium-sized enterprise mutual aid fund, and yellow umbrella benefit guide. What is the Small and Medium Enterprise Mutual Aid Fund?blog.naver.comThe benefits of the yellow umbrella deduction are applied to businesses that have subscribed, and the benefits of the yellow umbrella deduction are provided in a way suitable for small business owners who are eligible for the subscription. The yellow umbrella deduction is a public system created by the government to support small business owners and is managed and operated by the government organization, the Korea Federation of Small and Medium Enterprises. These yellow umbrella deduction benefits include △ income deduction tax saving benefits △ new subscriber hope incentives △ application of foreclosure protection law △ annual compound interest △ welfare plus △ raising of operating funds. With the yellow umbrella deduction that subscribers can receive, companies are helping to operate their businesses more stably and ensure safety even after suspending their businesses.What are the eligibility and types of business to receive the yellow umbrella deduction? If you are a small business owner by industry, all industries are eligible to join. Free-lancers are eligible for withholding tax deductions for transportation, solar power, interior decoration, food and lodging, construction machinery contract and rental, sports facilities, piano training, automobile sales, skin shop, construction, raw material regeneration. Occupational healer, carer, interior, Korea Yakult manager, bond collection, graphic design, car sales, advertising sales, computer programmer, water purifier inspection, webtoon writer, loan counselor, manager, consultation, car, health trainer, yoga instructor.